Posts Tagged ‘Consumer’

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CFPB Files Friend of Court Brief in TILA Case

The nation’s regulator of consumer financial products has indicated in an appeals court filing that borrowers should be able to maintain their ability to sue a lender beyond three years in cases where required disclosures weren’t provided as long as a notice of rescission was given to the lender within three years. The lawsuit on [...]

Another Shakeup Impacts BofA Mortgage President

The combination of two units at Bank of America Corp. has the company reorganizing management in a move that impacts the president of the mortgage unit. BofA is combining its consumer and small-business banking unit with its home loans division. While Barbara Desoer will maintain her title of president of home loans, she will manage [...]

How To Become A Brazilian Bikini Wholesaler

Definition of a Wholesaler Wholesaling, loosely defined, is the act of selling to anyone other than the end consumer. So, if you buy in bulk with the intention of selling to others for a profit, you are a wholesaler. It’s a great way to make money, and get some products for yourself super cheap!! Especially [...]

Loans And Lending

“Commercial loans” is a term commonly used to designate loans not ordinarily maintained by either the real estate or consumer loan departments. In asset distribution, commercial or business loans frequently comprise one of the most important assets of a national bank. They may be secured or unsecured and for short or long-term maturities. Such loans [...]

Monthly, Yearly Bankruptcies Climb

Consumer bankruptcy filings rose 3 percent between November and December, the American Bankruptcy Institute reported. Filings were up 4 percent from the same month in 2009. For all of 2010, filings increased 9 percent from a year earlier. View full post on Mortgage Stories

Secondary Buyers in Litigation with Texas

Enhance Mortgage Corp. and Templeton Mortgage Co. sued the Texas attorney general’s office alleging that the attorney general’s consumer protection division was making false allegations and threats through misuse of the state’s Deceptive Trade Practices-Consumer Protection Act. The attorney general countered with a suit accusing the two mortgage businesses and company officers of violating the [...]

Consumer Spending on Electronics Gifts to Reach an All-Time High This Holiday, According to CEA

ARLINGTON, Va.–(BUSINESS WIRE)–Consumers will spend an all-time high of $232 on electronics gifts this holiday, according to the Consumer Electronics Association. Laptops, iPads and eReaders will be among the most wanted gifts. View full post on Press Release – Retail Stories

Consumer bankruptcy filings climb 11%

SAN FRANCISCO (MarketWatch) — U.S. consumer bankruptcy filings rose 11% in the first nine months of this year, versus the same period in 2009, the American Bankruptcy Institute said Monday, citing data from the National Bankruptcy Research Center. Filings totaled 1,165,172 nationwide during the first nine months of 2010, compared to 1,046,449 total consumer filings [...]

Research and Markets: Venezuela Retail Report Q4 2010 – Consumer Electronic Products Sales Are Expected To Growth By 26%, From US$3.08bn in 2010 to US$3.89bn By 2014

DUBLIN–(BUSINESS WIRE)–Research and Markets (http://www.researchandmarkets.com/research/25ce67/venezuela_retail_r) has announced the addition of the “Venezuela Retail Report Q4 2010″ report to their offering. The Venezuela Retail Report provides industry professionals and strategists, corporate analysts, retail associations, government departments and regulatory bodies with independent forecasts and competitive intelligence on Venezuela’s retail industry. The Q410 BMI Venezuela Retail Report f [...]